What is a Rental Investment Mortgage?
Rental investment mortgages are an important tool for investors looking to diversify their financial portfolio. It allows investors to borrow up to 80% of their appraised rental property value.
Lender will look at your personal income, credit, and the rental income potential from your investment property as a key components for your mortgage approval. Lenders have a tendency to add interest rate premiums for rental properties, so be prepared.
It’s important for anyone delving into rental investment mortgages to assess your financial goals. For example, do you have the time and knowledge to be a landlord, or do you want to buy property to renovate and resell? Its recommend to speak with a financial planner to determine if an investment property is a good fit for you financially.
Types of Rental Investment Mortgages
Types of Rental Investment Mortgages
Owner Occupied + Rental Mortgage
Purchase + Improvement Mortgage
Construction Mortgage
Multi-Unit Residential Commercial Mortgage
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Hi, I’m Gurnik Singh, your mortgage consultant. I understand the stress of finding the right mortgage. It sometimes feels like you’re looking for a needle in a haystack.
Wanting to help homeowners navigate these complexities is what ultimately led me to a career in Real Estate Finance. My passion for understanding each person’s unique needs and tailoring the perfect mortgage to fit their life is what drives me. We offer more than just a mortgage; we provide the necessary tools and knowledge to ensure you supported throughout the financial life of your mortgage.
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