The Process

See how our simple 4-step mortgage process makes mortgages oh-so simple.

01 — Understand

Instead of meeting in person you can get started at home by either scheduling a phone call with me or completing my online mortgage application form, which makes getting to know you seamless and convenient.

Afterwards, we’ll give you a quick call to make sure we fully understand your needs and goals, answer any questions you may have, and discuss your ideal mortgage.

Trust is fundamentally above all else in our partnership, which is why we have prioritized transparency throughout the entire process.

02 — Target

Once we’ve understood your needs, we will begin targeting the best solutions for you. You will receive a personalized lender comparison with important details highlighted for you.

We will run through all the numbers and weigh the pros & cons of all options. You’ll be well informed before making any decision relating to your mortgage.

03 — Approve

When you’ve made your decision on which mortgage solution is best for you, we will begin collecting the necessary documentation needed and forwarding these to one of my lending partners to fulfil the necessary mortgage conditions. I’ll be in touch with the lender during the entire process making sure everything is progressing smoothly.

Once your mortgage is approved, I will send a signing package and guide you through all the documentation before you sign on the dotted line.

04 — Close

Our relationship doesn’t end once you sign the final documents. We’re here to support you for the lifetime of your mortgage and answer all your questions and concerns.

Ready to get Pre-Qualified?

Your mortgage matters more than
you might think.

Hi, I’m Gurnik Singh, your mortgage consultant. I understand the stress of finding the right mortgage. It sometimes feels like you’re looking for a needle in a haystack.

Wanting to help homeowners navigate these complexities is what ultimately led me to a career in Real Estate Finance. My passion for understanding each person’s unique needs and tailoring the perfect mortgage to fit their life is what drives me. We offer more than just a mortgage; we provide the necessary tools and knowledge to ensure you supported throughout the financial life of your mortgage.

Ready to streamline your mortgage experience?

Benefits You Can Expect

Guidance

We’ve streamlined the entire mortgage process, making your mortgage experience simple & stress-free!

Access

With access to over 50 lenders, leave it to us to shop the best mortgage for your needs!

Transparency

We make transparency a priority, ensuring you’re well-informed throughout the mortgage process!

Testimonial

Don't Just Take my Word For It

Dan Rogers

“Invaluable Expertise”

“Gurnik’s services exceeded all expectations. He seamlessly guided me through the intricacies of a mortgage offering invaluable expertise and recommendations.”

★★★★★

Kiera Stephenson

“Diligent and Responsive”

“I worked with Gurnik and he did a fantastic job. He was diligent and responsive which was needed for all my questions as a first time home buyer. Would recommend and thank you again!”

★★★★★

Abdi Reed

“Seamless Process”

“Just secured a mortgage with the help of Gurnik. He made the entire process seamless and worked around my busy schedule to keep me informed throughout the process.”

★★★★★