First Time Home Buyer
in Vancouver

We make your dream of homeownership possible with a clear & transparent process designed to give you the necessary information to make the right decisions.

Purchasing your initial home marks a significant achievement in life,

yet it can also feel overwhelming. From setting aside funds for a down payment to understanding the many different mortgage options, there a lot to consider. We're here to assist you in understanding the mortgage process better and discovering the ideal mortgage solution tailored just for you!

Home Buying Process

Generally, there are four stages in the buying process.

The first person that you need to speak with is your mortgage professional. They can explain the mortgage process and let you know your maximum purchase price and even lock in a rate for up to 120 days.

Next, you need to choose a realtor to help you find a suitable home. Realtors will help you find a home, negotiate and write up an offer to purchase.

The next step is to have the home inspected to make sure you understand the condition of your home and can anticipate any upgrades or repairs. A certified home inspector can perform this inspection for you.

The last stop is at the lawyer’s or notary’s office. They will handle all the legal aspects of the purchase and ensure that your transaction closes smoothly.

Download My
Free Homebuyer Guide

There lot’s of information to know when buying your home. My Homebuyer’s Guide will guide you through the entire homebuying process, and give you the information and tools you need to make an informed and responsible homebuying decision as a first time home buyer.

Your mortgage matters more than
you might think.

Hi, I’m Gurnik Singh, your mortgage consultant. I understand the stress of finding the right mortgage. It sometimes feels like you’re looking for a needle in a haystack.

Wanting to help homeowners navigate these complexities is what ultimately led me to a career in Real Estate Finance. My passion for understanding each person’s unique needs and tailoring the perfect mortgage to fit their life is what drives me. We offer more than just a mortgage; we provide the necessary tools and knowledge to ensure you supported throughout the financial life of your mortgage.

Ready to streamline your mortgage experience?

Benefits You Can Expect

Guidance

We’ve streamlined the entire mortgage process, making your mortgage experience simple & stress-free!

Access

With access to over 50 lenders, leave it to us to shop the best mortgage for your needs!

Transparency

We make transparency a priority, ensuring you’re well-informed throughout the mortgage process!

Testimonial

Don't Just Take my Word For It

Dan Rogers

“Invaluable Expertise”

“Gurnik’s services exceeded all expectations. He seamlessly guided me through the intricacies of a mortgage offering invaluable expertise and recommendations.”

★★★★★

Kiera Stephenson

“Diligent and Responsive”

“I worked with Gurnik and he did a fantastic job. He was diligent and responsive which was needed for all my questions as a first time home buyer. Would recommend and thank you again!”

★★★★★

Abdi Reed

“Seamless Process”

“Just secured a mortgage with the help of Gurnik. He made the entire process seamless and worked around my busy schedule to keep me informed throughout the process.”

★★★★★